Apni Zameen Apna Ghar CM 3 Marla Plot Scheme 2025 is a landmark initiative launched by the Punjab Government under Chief Minister Maryam Nawaz Sharif. The scheme aims to provide free 3 Marla plots, equivalent to 675 sq. ft., to deserving and low-income families across Punjab. This effort is part of the broader “Housing for All” vision, ensuring homeless and property-less families gain dignity and security through homeownership.
The program emphasizes transparency, fairness, and accessibility. Through a combination of online registration and on-site verification, eligible applicants can apply for plots and benefit from interest-free construction loans under the integrated Apni Chhat Apna Ghar program. With over 2,000 plots already in allocation during Phase 1, the scheme has generated significant public interest.
What is Apni Zameen Apna Ghar CM 3 Marla Plot Scheme?
The Apni Zameen Apna Ghar CM 3 Marla Plot Scheme is a housing initiative launched by the Punjab Government under Chief Minister Maryam Nawaz Sharif. It aims to provide free 3 Marla (675 sq. ft.) residential plots to low-income, homeless, and deserving families across Punjab. The scheme focuses on giving property-less families a chance to own land and build a home, promoting dignity and stability.
This program also includes additional support through interest-free construction loans under the Apni Chhat Apna Ghar initiative. It targets women-headed households, widows, orphans, and other vulnerable groups, ensuring that housing opportunities reach those who need them most. The process is transparent, with online registration and a fair balloting system for plot allocation.
Launch and Timeline
The scheme officially launched in early 2025, with the e-portal inaugurated on May 3, 2025. Registration for Phase 1 opened in May and remains active as of September 2025. Certain phases have deadlines, like September 18, 2025, for initial applications.
Phase Details:
- Phase 1: Focused on allocating over 2,000 plots across 23 low-income housing projects.
- Phase 2: Expected to expand to additional districts, based on Phase 1’s success.
- Long-Term Goal: Provide housing for 100,000+ families across Punjab.
Eligibility Criteria
Eligibility is designed to ensure plots reach the most deserving families.
Basic Requirements:
- Must be a permanent resident of Punjab.
- Must own no house or plot anywhere in Pakistan. Tenants and landless individuals qualify.
- Priority given to low-income families, widows, orphans, homeless individuals, and NSER-registered beneficiaries.
- Applicants seeking loans under the Apni Chhat Apna Ghar program must own 1-5 Marla urban or up to 10 Marla rural land.
Following these criteria ensures that assistance reaches families who need housing most.
Scope and Coverage
Phase 1 targets 1,892 to over 2,000 plots across 23 approved housing projects in 19 districts, including:
- Urban Centers: Lahore, Faisalabad, Multan, Rawalpindi.
- Developing Areas: Kala Shah Kaku, Gujranwala, Bahawalpur, and other regions.
Phase 2 will likely expand into additional districts after assessing the success and demand from Phase 1. The long-term vision is to provide plots to more than 100,000 families across Punjab, fulfilling the housing needs of the underprivileged.
Application Process for Apni Zameen Apna Ghar CM 3 Marla Plot Scheme
Applicants can register online via the official e-portal: azag.punjab.gov.pk. Registration is simple, fast, and transparent.
Step-by-Step Online Registration:
- Visit the official AZAG e-portal.
- Create an account using CNIC and mobile number.
- Fill in personal and family details.
- Upload required documents, including NSER registration and proof of residence.
- Submit application and wait for balloting/draw results.
Offline Registration: Available at designated registration centers or Assistant Commissioner offices in selected districts.
Required Documents
Applicants must submit accurate documentation for verification.
Essential Documents Include:
- CNIC of the applicant.
- NSER registration number (National Socio-Economic Registry).
- Proof of permanent residence in Punjab.
- Income and employment details for low-income verification.
- Property ownership proof, confirming no prior house or plot.
Accurate documentation helps streamline selection and prevents delays in allotment.
Selection Process of Apni Chhat Apna ghar
The AZAG scheme follows a transparent balloting/draw system.
- Applications are verified by district-level officers.
- Verified applications are included in computerized balloting to ensure fairness.
- Selected applicants receive allotment letters with plot details.
The system prioritizes the most deserving and property-less families, maintaining integrity and transparency.
Additional Support – Apni Chhat Apna Ghar Loans
Selected plot allottees can benefit from interest-free loans up to Rs. 1.5 million under the Apni Chhat Apna Ghar program.
Additional Support Features:
- Full technical assistance for construction.
- Loans designed for low-income households.
- Government also assists in planning, approvals, and utility connections.
This ensures that families not only get plots but also have the support to build homes quickly and sustainably.
Latest Updates About Apni Zameen Apna Ghar CM 3 Marla Plot Scheme
As of September 2025, Phase 1 of the scheme is actively underway, with over 2,000 plots being allocated across multiple districts in Punjab. The government recently announced a new phase where both land and pre-constructed houses will be provided to landless families, expanding the reach of the program.
Additionally, more than 33,500 families are receiving interest-free loans under the related Apni Chhat Apna Ghar initiative. Public awareness campaigns continue across Punjab, and a dedicated helpline 0800-09100 has been set up to assist applicants with registration, eligibility checks, and other queries.
Frequently Asked Questions (FAQs)
Final Thoughts
The Apni Zameen Apna Ghar CM 3 Marla Plot Scheme helps low-income and homeless families in Punjab get their own home. Free plots and interest-free loans make it easier for families to build houses. Women, widows, and orphans are given special priority. Applicants should register online and provide correct documents. This scheme gives hope, security, and a better life to many families.
